Understanding Your Round-ups: A Comprehensive Guide
Learn how to grow your investments automatically, one purchase at a time.
The Round-ups feature helps you turn everyday debit card purchases into real stock ownership. This guide walks you through how to activate, manage, and track your Round-ups directly from your banking dashboard.
Want some step by step instructions?
Stock Round-ups Module
Step 1: View your selected stock.
At the top of the Rewards page, you’ll see the Round-ups card on the right. It will either display your current stock in the middle or an “Activate Roundups” button in the bottom right corner. If you see the “Activate Roundups” button, go ahead and click it!
Step 2: Choosing your stock
When you first activate Round-ups, you’re automatically assigned an S&P 500 ETF.
You can update your stock selection anytime in the Stock Pick card.
Browse the curated list of preapproved stocks, each with a short company description, current share price, dividend yield, and market cap.
Once you select a new stock, all future Round-ups will automatically accumulate in that new stock.
Any previous Round-ups remain invested in the stock they were originally earned in.
Step 3: Make purchases with your debit card
Every time you make a purchase with your debit card, your transaction is rounded up to the nearest dollar. The spare change, called a round-up, is invested in your selected stock. For example: If you spend $4.25, $0.75 will be rounded up and invested.
With more swipes, Round-ups will accumulate in your account.
Step 4: Boost your Round-ups with Multipliers
Want to invest more, faster? Open the Round-ups Settings menu (three dots at the top-right of the Round-ups card) and set a Multiplier of ×1, ×2, ×3, or ×5. For example, if you choose ×3 a $0.75 Round-up becomes $2.25 invested.
Note: Multiplier amounts are automatically withdrawn from your linked checking account.
Step 5: Set your transfer frequency
You can choose how often your accumulated Round-ups are transferred to your brokerage account:
Daily: Transfers occur at the end of each day.
Weekly: Transfers occur once a week.
Your choice can be updated anytime in the Round-ups Settings menu shown above.
Step 6: Pause or manage Round-ups
Need a break?
Click the Pause Round-ups button at the bottom right of your Round-ups setting menu. You can pause for:
3 Days
1 Week
Until you un-pause manually
If you have any active Round-ups when pausing, you’ll be prompted to choose what to do with them:
Transfer them to your portfolio (invest now)
Hold them (keep pending)
Cancel them
Step 7: Track your progress
Once you’ve started making purchases, your Round-ups card will display the total amount you’ve accumulated in your selected stock.
The card updates automatically with each new transaction and shows the total value of your pending Round-ups waiting to be transferred.
You can also view your Round-ups history alongside your Rewards history by scrolling to the History section.
There, you can filter or search by:
Round-ups
Rewards
Redemptions
Transfers
That’s it!
You now know how to:
Choose and change your Round-ups stock
Set multipliers and transfer frequency
Pause or manage Round-ups anytime
Track and filter your Round-ups activity in your history
Round-ups make wealth-building effortless. Every swipe moves you closer to your financial goals.